• wildbus8979@sh.itjust.works
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    6 months ago

    you can’t really do anything about it.

    I mean denouncing the system would be a first step, yes. Like I said I never seen Democrats or Republicans claims this system shouldn’t exist.

    • TopRamenBinLaden@sh.itjust.works
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      6 months ago

      I’m a leftist who dislikes capitalism, but I can admit that credit scores were a step up from the way loans were done before. The old way just made it so the banks themselves decided who they wanted to issue a loan to, and that led to a lot of racism and sexism when it came to giving the loans out.

      Still, I do think we can come up with a better system than the current credit score system, and I think you have the right idea to point out it’s flaws to start the wheels turning on improving it.