This is the only part the credit reporting agency sees. In that situation they have to make the lending score base on your history, which tells them nothing of your current situation.
lots of savings, and decent income apparently counts for nothing.
The credit reporting agencies don’t see any of this. There is no component in a credit score for your savings or income.
Sure, the credit agency doesn’t see it, but the person I’m talking to at the bank to get a loan can see it when I show it to them. But it doesn’t matter and they only really seem to care about the credit score.
This is the only part the credit reporting agency sees. In that situation they have to make the lending score base on your history, which tells them nothing of your current situation.
The credit reporting agencies don’t see any of this. There is no component in a credit score for your savings or income.
Sure, the credit agency doesn’t see it, but the person I’m talking to at the bank to get a loan can see it when I show it to them. But it doesn’t matter and they only really seem to care about the credit score.