WalrusDragonOnABike [they/them]

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Joined 5 months ago
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Cake day: May 6th, 2024

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  • Usually 4%/x25 has been considered the rule-of-thumb (and that’s based on a study that considered dying broke okay; not based on capital preservation). x20 would usually be considered fairly aggressive (although that depends if you are including other things like SS benefits if you are in the US).

    Given the super-high CAPE ratio currently, even 4% would be be aggressive if you want capital preservation. Something like 3%/x33 would be more geared towards that.







  • If you use the subscription for like a single console generation, you find out most of the cost of the console was hidden in the find print via those installment payments. At least with the PS5Pro, thanks to the really high console price and relatively short time til the PS6, the cost of the subscription isn’t that much if you intend to upgrade to the PS6 immediately. But if you got the original 5 and planned to keep it until the 6, then you might be spending more on your PS5 basic-tier subscription than the MSRP of the PS5Pro (and double if you used premium the whole time).