I agree that it would be unethical to ignore self driving since it has the potential to be far safer than a human driver. I just have problems with companies over promising what their software can do.

As for the insurance part, why should my insurance premium increase for a software defect? If a manufacturer defect causes me to crash my car, the manufacturer is at fault, not me. You wouldn’t be liable if the brakes gave out in a new car.

Also keep in mind that the hard data from the real world means putting these vehicles on the road with other drivers. Deficiencies in the software mean potential crashes and deaths. It will be valuable data but we can’t forget that there are people behind it. Self driving is going to shake things up and will probably be a net positive overall. I just think we should be mindful as we begin to embrace it.